Business Insurance Coverages – Cases #1 and #2 – Trussville, AL

Mar 21, 2023

What insurance does a small business actually need?

Much of a business’s success depends on how well it can overcome obstacles.

Jay Grogan Agency is here to help guide you through the perils that you likely don’t anticipate.


Bad Luck Case #1

In this example, the hefty legal and judgment costs would have been covered by Hired and Non-Owned Auto Liability Insurance, up to purchased policy limits.


Bad Luck Case #2

ACME had Worker’s Compensation Insurance that covered Julie’s expenses, but not Colleen’s. The state identified that ACME had misclassified Colleen, which led to hefty penalties and judgments for medical costs and damages.


Call Jay Grogan Agency in Trussville, AL at (205) 661-9393

By David Frago F 21 Mar, 2023
By John Tate 21 Mar, 2023
Don’t let what happened to the Mackey Family happen to yours.  Call Jay Grogan Agency in Trussville, AL at (205) 661-9393
By John Tate 21 Mar, 2023
Can you guess 5 main reasons we see families needlessly suffer financial devastation? Watch and find out!  Call Jay Grogan Agency in Trussville, AL at (205) 661-9393
By John Tate 21 Mar, 2023
By John Tate 11 Mar, 2023
As we continue our series of business insurance examples…  See how Bad Luck Case #3 might have been improved with a Property Insurance Policy that included Debris Removal Coverage , along with Business Income Insurance . Bad Luck Case #4 reveals a very real need for Cyber Liability Insurance with Data Ransom Coverage Call Jay Grogan Agency in Trussville, AL at (205) 661-9393
By David Frago F 21 Mar, 2023
By John Tate 21 Mar, 2023
Don’t let what happened to the Mackey Family happen to yours.  Call Jay Grogan Agency in Trussville, AL at (205) 661-9393
By John Tate 21 Mar, 2023
Can you guess 5 main reasons we see families needlessly suffer financial devastation? Watch and find out!  Call Jay Grogan Agency in Trussville, AL at (205) 661-9393
By John Tate 21 Mar, 2023
By John Tate 11 Mar, 2023
As we continue our series of business insurance examples…  See how Bad Luck Case #3 might have been improved with a Property Insurance Policy that included Debris Removal Coverage , along with Business Income Insurance . Bad Luck Case #4 reveals a very real need for Cyber Liability Insurance with Data Ransom Coverage Call Jay Grogan Agency in Trussville, AL at (205) 661-9393
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